Learn more about Worry-Free Purchase

1. What does Worry-Free Purchase cover?

The Worry-Free Purchase service is provided by Seel, an insurance partner of 17TRACK. Worry-Free Purchase protects against delayed , lost items, and damaged . The specific terms are as follows:

● Delayed :

For domestic shipments, if the package has not been delivered 10 natural days after the merchant has shipped it, it is considered delayed. Consumers can file a claim within the validity period of the insurance policy.

For international shipments, if the package has not been delivered 30 natural days after the merchant has shipped it, it is considered delayed. Consumers can file a claim within the validity period of the insurance policy.

In both cases, Seel will compensate the buyer with $5 (if the transaction currency is not in USD, the compensation will be in the transaction currency. For example, if the transaction currency is EUR, the compensation amount will be 5 EUR. The insurance premium is also charged in the transaction currency).

● Lost :

For domestic shipments, if the package has not been delivered 30 natural days after the merchant has shipped it, it is considered lost. Consumers can file a claim within the validity period of the insurance policy.

For international shipments, if the package has not been delivered 60 natural days after the merchant has shipped it, it is considered lost. Consumers can file a claim within the validity period of the insurance policy.

For lost packages, Seel will compensate the buyer with the value of the goods (the specific amount will be based on the amount paid by the buyer for the purchase).

● Package Theft:

If the package is marked as delivered but the consumer has not received it, it is considered stolen. The consumer can use relevant proof to file a claim within 15 days after the package was supposed to arrive.

● Damage:

If the buyer receives an item that is obviously broken, shattered, bent (if the item should not bend), or crushed to the point of being unusable, Seel will compensate the buyer for the value of the item (the specific amount will be based on the price the buyer paid). This does not include cosmetic damage (such as scratches, dents, etc.), manufacturing defects, packaging errors, or unsealed items.

If the damage meets the above conditions, the consumer can file a claim within 15 days after the package arrives.


Worry-Free Purchase also includes carbon-neutral shipment within the recipient’s country.
Note: Total compensation for one cover is up to the value actually paid for the item(s).

2.Worry-Free Purchase Coverage Period.

● Policy Start Date: From the time the order is placed.
● Policy Expiration Date: 90 days from the order placement time.
● Policy Effective Time: The fulfillment time of the first package shipment; this proves that the policy officially takes effect once your package begins to ship, providing logistics transportation protection service for your consumers.

3. What products are excluded from Worry-Free Purchase?

Worry-Free Purchase does not cover the following categories of items：
Automobiles and motorcycles
Jewelry (valued in excess of $1,500)
Boats and yachts
Live animals
Cash
Lumber
Ceramic, marble or granite tiles, slab blocks, countertops, or statues
Negotiable papers
Cigarettes and other tobacco products
Perishable commodities
Raw cotton
Pharmaceutical drugs
Fine arts (valued in excess of $10,000 per piece)
Precious stones and metals
Flowers
Scrap metal, steel metal and steel metal products; automotive engines; general used automotive merchandise made of metal
Glass windows, plate glass, and similar goods
Securities

4. How does Worry-Free Purchase benefit my store?

Enabling the Worry-Free Purchase widget on the cart page gives your customers the option to add Worry-Free Purchase that covers product loss, damage, and delay. Worry-Free Purchase gives shoppers peace of mind, eliminates shipping-related complaints, and turns late deliveries into repeat customers.

5. How does Worry-Free Purchase work in my store and for my shoppers?

After enabling the Worry-Free Purchase widget, it will be inserted onto your cart page. (see image)



When checking out, shoppers can add Worry-Free Purchase for a modest fee to protect their order against damage, loss, or delay. With Worry-Free Purchase, if a shopper’s order is damaged, delayed during delivery, or lost in transit, Seel will compensate the shopper with a partial or full refund in the form of a prepaid Visa card via email once the package status is verified.

6. Why do I need to connect a bank account? Isn't Worry-Free Purchase free for merchants?

Worry-Free Purchase is free for merchants! Because Shopify has a closed-cart system, the total revenue from each sale is sent to the merchant and unable to be split among different parties. In order for Seel to receive the amount that our mutual customers pay for Worry-Free Purchase， Seel uses the bank account that you connected to collect the Worry-Free Purchase fees that your shoppers pay during their order.
If you do not have a US bank account, we also support manual payment via PayPal. An invoice of Worry-Free Purchase fees will be sent to you on a weekly basis. Please check the invoice and make the payment in a timely manner.

7. How does Worry-Free Purchase resolve shoppers’ shipping issues?

The customer experience of Worry-Free Purchase is as follows:
Shopper orders from the merchant with Worry-Free Purchase opted in.
Shopper receives an email with their Worry-Free Purchase coverage details, as well as instructions on how to report an issue.
If their package is damaged or lost during transit or is delayed, they can report the issue via the Seel Claim Portal.
Seel will assess the issue using policy rules/guidelines to determine if the reported order issue qualifies for a payout.
If the reported issue does qualify, a refund will be automatically sent to the shopper in a prepaid credit card via email. If the reported issue doesn’t qualify, an email will be sent to the shopper to notify them of the denial and the reason.
Throughout the user journey, shoppers can always check out their cover details and status via 17Track’s branded tracking page (see below screenshot).



To qualify for the payout, shoppers need to follow the issue reporting requirements:
Issues of loss, where the package is not delivered, must not be reported sooner than 30 days after the order fulfillment date for domestic shipments and 60 days for international shipments.
Issues of damage, where the package is delivered, must be reported within 15 days after the delivery date.
Issues of delay, where the package is delivered, must not be reported sooner than 10 days after the order fulfillment date for domestic shipments and 30 days for international shipments.
All issues must be reported within 90 days of the order date.

8. How much does Worry-Free Purchase cost?

Worry-Free Purchase is free for merchants and is available for customers to purchase on the cart page. The cost of Worry-Free Purchase depends on the currency that the store uses, and is denominated in the store currency. Here’s an example: for orders where all items have a combined retail value under $100 USD, Worry-Free Purchase is charged at a fixed rate of $0.98 USD. For orders where all items have a combined retail value over $100 USD, Worry-Free Purchase is calculated from 1.5%-5% of the cart total based on proprietary risk factors (for example, if an order was $150 USD with a 1.5% rate, then Worry-Free Purchase would cost $2.25 USD).

9. Why is Worry-Free Purchase appearing as a product in my Shopify store?

Shopify has a closed-cart system, which is why Worry-Free Purchase is listed as a product in the store. This allows Worry-Free Purchase to increase the total-cart value. To hide Worry-Free Purchase as a listed product in Shopify, remove it from all collections on your store so Worry-Free Purchase's product page is not easily accessible.

Please do not attempt to make other changes to the listed Worry-Free Purchase product. Manually changing the widget configuration, or altering Worry-Free Purchase in your store (e.g., deleting variants, modifying product price, etc.) may cause issues when your customers attempt to use Worry-Free Purchase, potentially making their Worry-Free Purchase invalid.

10. Why is the Worry-Free Purchase widget missing from my store?

If Your Shopify Theme Has Changed
If your Shopify theme was recently changed, it is likely that the code for the Worry-Free Purchase asset is not implemented in your new theme. Please reach us at 17merchant@seel.com with your store name and the name of your current theme that needs Seel implementation. We will respond to your request within 2 business days.

If Your Shopify Theme Hasn't Changed
Please send an email to 17merchant@seel.com. Our developers will look into your store, diagnose the situation, and get back to you within 2 business days.

Updated on: 02/04/2025